Fears
What if Railfort gets hacked?
Railfort does not hold keys. If our servers are compromised, the attacker still cannot move funds — on-chain limits and the smart-contract policy still hold. The worst case is operational disruption, not loss of funds.
What if Railfort closes as a company?
Your money never sits with us. It sits inside the smart contract — code on the blockchain we cannot reach. If our company disappears tomorrow, your wallets are still your wallets, your keys are still your keys, your rules still execute on the chain. This is the structural answer custodial competitors cannot give.
What if a team member goes rogue?
Per-wallet daily caps, send limits per role, per-amount approval thresholds, instant access revocation on offboarding. Any wallet access revoked in one tap. The rules live on the chain — we cannot override them either.
What if we get deplatformed?
We are not a custodian. We have no authority to freeze your funds. Explicit acceptable-use stance for the verticals every other vendor avoids. Visa exited the vertical. We remain.
Are you a regulated entity? How does compliance work?
No — and that is the point. Custodial competitors are regulated because they hold your funds. We do not. Your wallet stays yours, your seed phrase stays with you, your smart-contract rules execute on the chain. That keeps us out of money-transmission scope, and keeps your compliance posture in your hands.
What we add on top: address screening via TRM Labs, Chainalysis and Elliptic. Sanctions-list hits surface before you sign. One-click audit trail your regulator can read. We surface the signals. You make the call.
How do funds get from USDT to a bank account?
Today: bring your own OTC desk or off-ramp partner — we hand off cleanly with a full audit trail. The point of Railfort is removing fiat-processor dependency from your daily cycle, not adding one. Native off-ramp integrations (SEPA / SWIFT) ship in Phase 2 of the roadmap.
Barriers
Slow onboarding kills my migration window.
Self-serve onboarding. Same-day setup. First production payout fires the same day, not the same month. No sales call before the product opens.
I do not understand how pricing scales at my volume.
Pricing is public on launch. Self-serve subscription tiers — flat, no per-transaction surprises. The savings calculator shows your monthly number before signup.
Our CTO will block the deal on security review.
Public tier-one audit is ready at the first call. Emergency-withdrawal docs. Counterparty KYC documentation. Bankruptcy-remote design ready for the compliance memo.